Ebook
Nearly 80 percent of all divorced couples between the ages of 20 and 30 list financial difficulties as the primary cause of their separation. Even some of the most dedicated Christians are facing the perils of bankruptcy and overextended credit. We are seeing just some of the effects of living in a materialistic society.
Larry Burkett, renowned for his Christian Financial Concepts ministry, dedicated himself to helping people understand what the Scripture says about finances. Through a series of outstanding articles taken from CFC newsletters, Using Your Money Wisely clearly demonstrates God’s principles for prudent money management
TABLE OF CONTENTS
Part 1: Attitude
Fear of the Future
Brokenness-God’s Best
Being Content
Love Your Enemies
Suffering for Christ vs. Living Like a King
Being Excellent in a Mediocre World
Finances and Your Relationship with God
How to Be a Success
How to Handle a Surplus
How to Prosper from Problems
How Deceit Destroys
How “Things” Demand Attention
Dealing with Pride
Assuming God’s Will
Christian Commitment-What Is It?
Is Gambling Wrong?
Christian Compromise
Part 2: Church and Sharing
Financial Needs of Divorcees
Is Welfare Scriptural?
Fleecing the Flock
Church Borrowing
The Church and Money
Church Benevolence Programs
Part 3: Insurance and Investing
Avoiding "Get-Rich-Quick"
The Purpose of Investing
Selecting Good Counsel
Insurance-Is It Scriptural?
Part 4: Borrowing and Lending
Surety-What Is It?
Borrowing: a Biblical Perspective
Lending to Others
Collecting Debts
Part 5: Business
Bankruptcy-Is It Scriptural?
What Is a Christian Business?
The Purpose of a Business
Unequally Yoked
Keeping a Vow
Financial Honesty
Retirement-Is It Scriptural?
Business Ethics
Paying a Fair Wage
To Sue or Not to Sue
Work as unto the Lord
Multi-Level Sales Programs
How to Identify Business Bondage
Too Busy to Serve
Part 6: Family
Husband-Wife Communications
Should Wives Work?
Financial Authority in the Home
The Wife’s Role in Business
Disciplining Children
Financial Discipline in Children
Symptoms of Financial Problems
Choosing the Right Vocation
Keeping Christ in Christmas
Setting Goals
The Issue of Inheritance
Part 7: Ministries and Scriptural Highlights
Christian Fund-Raising
Give and It Will Be Given To You
Seek the Kingdom of God
There are five basic business function that together constitute the activities of a Christian business. Function 1: Evangelism. There is no toll more effective for evangelism than a business dedicated to the lord. Not only can employees be won by a dedicated owner or manager, but, similarly, so can suppliers, creditors and customers. The key here is the walk, not the talk. Function 2: Discipleship. Evangelism is sharing Christ’s message of salvation with the lost. Discipleship is training Christians to grow stronger in their faith. In a business, that effort should be directed by the owner or manager to those immediately under his authority. It is they who will then be able to disciple the others under their authority. “And the things which you have heard from me in the presence of many witnesses, these entrust to faithful men, who will be able to teach others also” (2Timothy 2:2). Function3: To fund God’s work. A business is the best tool for funding God’s work ever created. A property run business can generate excess capital to meet needs, share the gospel, and still continue its operations day-by-day. There are many creative ways to use such funds to further God’s work. Obviously, giving to your church and to ministries is good and necessary to do God’s work, but there are many ministries available within the business itself. For instance, several Christian businessmen have hired full-time counselors who work with employees who have personal problems. Function4: Provide for needs. A business must provide for the needs of the employees, creditors, customers, and owners. That is done by paying salaries, paying for supplies and equipment in a timely fashion, and providing a quality product at a fair price. In our modern business environment, the principle seems to be meet the owner’s needs, wants, and desires first, then pay the employees what is necessary to keep them off his back. Many creditors are paid late, or not at all, and the customers are viewed as a necessary evil. If a Christian business owner accepts meeting needs as a normal part of God’s plan, his business will play an effective role in evangelism and discipleship. Function5: To generate profits. Any business must be able to make a profit if it is to continue operations. Sometimes Christians seem to believe that God will bless them supernaturally, while they ignore every pretense of good management. If you believe that, you haven’t studied God’s Word very thoroughly. God’s Word directs us to think and plan. “The mind of man plans his way, but the Lord directs his steps” (Proverbs 16:9)